Why you should have a Power of Attorney
We recommend that each individual should not only have a Will in place but also a Power of Attorney (POA).
This is a document which nominates those who you would wish to look after your affairs in the event of you losing mental or physical capacity, whether temporarily or permanently, through accident, illness or old age.
It is important to remember that the POA does not involve you immediately relinquishing control over your own affairs but rather it works as a safety net providing the future framework for your interests to be looked after should those circumstances arise.
On the one hand it may never be used but on the other it is an absolutely invaluable document if it is needed, easing the difficulties for those nearest to you at an otherwise difficult time.